Stop arguing about
who sends first.
SafeHold holds the money until both buyer and seller are satisfied. No more risk. No more broken deals. No more lost customers.
Good morning, Joseph 👋
Here is what is happening with your deals
Active deals
3
Funds locked
₦1.4M
Completed
6
AdSense account
Ready to shipMacBook Pro 2020
ShippedDell XPS 15
Complete₦248M+
Protected this month
1,240+
Deals completed
97.4%
Successful transactions
4 hrs
Avg dispute resolution
How SafeHold works
Three steps to a stress-free deal
Whether you're buying a laptop from Lagos or selling your business account — SafeHold makes it safe for both sides.
Seller creates a deal link
Set the item, price, and delivery window. Get a shareable link in 60 seconds. Send it on WhatsApp, Instagram, or anywhere deals happen.
Buyer locks the funds
Buyer deposits into SafeHold. Money is locked — not paid out — until delivery is confirmed. Seller sees the lock and ships with full confidence.
Confirm and release
Buyer confirms receipt. Funds release instantly to the seller. If there's a problem, our team mediates and resolves within 4 hours.
Why SafeHold
Built for how Nigerians do business
WhatsApp-native sharing
Share any deal link directly from WhatsApp.
Verified seller badges
Complete 5 deals and earn Verified Trader status.
4-hour dispute SLA
Every dispute gets a named mediator and published resolution time.
Auto-generated receipts
Every completed deal creates a PDF receipt for both parties.
Real-time SMS alerts
Both parties get SMS at every stage. Nobody wonders what happened to their money.
Instant payouts
Funds land in your account within minutes of delivery confirmation.
See it in action
Every deal tells a story of trust protected
This is a real SafeHold deal link. The buyer paid ₦600,000. The money is locked. The seller ships with confidence. No arguments. No risk. Just a safe deal.
- Funds locked the moment buyer pays
- Seller sees confirmation before shipping
- Auto-releases if buyer doesn't respond
Amount locked
₦600,000
Google AdSense account transfer
Funds locked — awaiting shipmentBuyer
Emeka O.
Seller
You
Protected by SafeHold
What traders say
Real deals. Real trust. Real results.
“I was losing customers who wanted me to ship before paying. SafeHold changed everything. I closed 4 deals in one week that would have fallen apart.”
“I bought a phone from a seller I didn't know. Normally I would never do that. SafeHold made me feel safe. Item arrived exactly as described.”
“As a freelancer, clients used to ghost me after I delivered. Now I create a SafeHold link before starting any job. No more working for free.”
FAQ
Frequently asked questions
SafeHold is a Nigerian transaction protection platform that holds buyer funds securely until the buyer confirms delivery of goods or services. It protects both buyers and sellers in online commerce.
The seller creates a deal link in 60 seconds. The buyer pays through SafeHold — funds are locked, not sent to the seller. The seller ships the item. When the buyer confirms delivery, funds are released to the seller instantly.
SafeHold charges the buyer a small protection fee: ₦800 flat for deals under ₦25,000; 2.5% plus ₦300 for deals between ₦25,000 and ₦999,999; 1.5% plus ₦500 for deals above ₦1,000,000. Sellers always receive 100% of their asking price.
Yes. SafeHold uses Paystack, a CBN-licensed payment processor, to handle all funds. Money never goes directly to the seller until the buyer confirms receipt. All disputes are resolved by SafeHold within 48 hours.
You can raise a dispute through SafeHold. Your funds are frozen immediately and our team reviews evidence from both parties within 48 hours. If the item was not as described, you receive a refund.
Yes. SafeHold is designed for Nigerian social commerce. Sellers create a deal link and share it on WhatsApp, Instagram, Facebook, or anywhere deals happen. Buyers pay through the link without needing an account first.
The minimum deal amount on SafeHold is ₦1,000.
Funds are transferred to your bank account within minutes of the buyer confirming delivery, subject to your bank's processing time which typically takes 1 to 3 business days.
Ready to trade safely?
Create your first protected deal in 60 seconds. Free to start. Buyer pays the protection fee.